Hi, my name is Joe Sallazo, and I’m the Specialty Finance Manager here at West Coast Kia.
The thing I love most about my job is helping anybody with challenging credits. No credits or bad credit, to be honest, there’s nothing better than at the end of the day saying, “Hey I woke up this morning and I put somebody in the car who thought they could never get financed ever again.”
If you’ve been bankrupt or had some challenging credit in the past, typically you will be at a little bit of a higher interest rate but what we typically do is keep you in a car once you have been financed for about a year to a year and a half. Then what we will do is take it in on trade and put you into a new finance and get you typically a much lower rate at that point. I’m not trying to sell you a vehicle I’m trying to become more of a friend to you and help you with the aspect of getting you financed through your challenging credit and these tough times of your life.
Once again my name is Joe Sallazo and I work for the West Coast Auto Group. Whether you have good credit, bad credit, no credit. Just give me a call and I’ll see what I can do for you!